Can Mortgages be a Piece of Cake?

Can Mortgages be a Piece of Cake?

Last week I headed to London to an event which had me nervous and excited. It was a baking class, but there was a competitive edge to it. I knew there would be cake involved, and that we would be making them in the shape of houses, but the rest of the details were a little woolly. The sponsor of the event was L & C Mortgages, who feel that getting a mortgage should be a ‘piece of cake.’

I arrived at the prestigious cookery school for sustainable learning off London’s Regent Street with trepidation, but once I went downstairs into the basement kitchen/ classroom and met some familiar faces and saw the layout, I relaxed. There were baking stations with KitchenAid mixers and an open plan kitchen at the far end that was a hive of activity. We had some much needed caffeine and some warm scones straight from the oven that were light and melt in the mouth.



After a quick health and safety brief it was on to the tasks. We were paired up, my partner was the beautiful Jaillan from Savoir There, a travel blogger who was as competitive as me. The challenge – we had approximately 2 hours to make, bake and decorate our cakes in the shape of whatever house we chose. It was different to how I’d imagined, I thought we’d all be copying the same design that we’d have demonstrated to us, so this was a shock. At stake was a prize worth £200 for the winner of the challenge. After much deliberation, we decided to make the house an L shape, and a pathway next to it to show the letters of L & C mortgages. A desperate attempt to curry favour with the judges. My first thought was a lighthouse, but whatever we chose, the time we had to do it in was really hard. I have some rudimentary cake decorating experience, I know how to deal with sugarpaste, but I find it all really frustrating.



The baking part went well, once I got the hang of the mixer, then it was fun choosing materials to decorate with, and plan our construction. It was great having access to lots of colours, equipment and chocolate fingers (1 or 2 didn’t make it onto the cake), and even better not to have to wash up. The team at the cookery school were buzzing round us and helping us out.




Once the cakes were baked and turned out, they went in the blast chiller whilst we continued to work on the decor. I covered the board in green sugarpaste that I coloured and made a wooden roof out of chocolate sugarpaste. Jaillan worked on the pathway. It’s always the same when I have a cake idea – the idea in my head never translates quite how I imagined it in practice – I had in mind a 20’s flat roofed house with windows and a gravel path. We ended up doing a wood roof and a sort of log cabin. To make it work, Jaillan made an excellent chocolate finger fire. My icing went a bit awry as I had to rush it and we hastily added some detail. This is the finished cake. We were last to hand it in!


The other cakes were simply stunning and I knew we had no chance, but I was glad we got something out. You can see from the aerial shot the design we tried to achieve. We relaxed while the judges deliberated. The winners were announced – the pretty pink castle was the worthy winner!


We enjoyed a glass of fizz and chatted amongst ourselves before going our separate ways. The point of the event was to tie in with L & C’s new TV ad, which shows a couple choosing a cake which costs them £700 for 25 years! The idea is that choosing a mortgage shouldn’t be like buying cake, but it can be a piece of cake. L & C offer expert fee free mortgage advice from over 80 lenders and guide you through the application process. I’ve been through four mortgage applications and it’s always such a hassle, it would be nice to have someone to hold my hand through it. If it’s a tiny bit easier than decorating a wobbly cake and making it look like a house someone would actually live in and not worry about the cracks, they’ve won.

Having personally met some of the faces behind the company and some satisfied customers at the event, I feel confident they’d be up there with the top mortgage advisers, and probably a better option than someone who works in an estate agent or some random independent adviser. And if anyone asks me to design and decorate a cake in any form again, I’m doing something simple next time!


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  1. March 10, 2017 / 10:54 am

    This looks like a super fun day out! Mortgages aren’t too complicated if you have them explained by someone who knows what they’re talking about & there’s the added incentive of cake!

  2. March 11, 2017 / 3:30 pm

    Looks like a fun event! I got my previous mortgage through L&C and had a great experience.

  3. March 13, 2017 / 9:02 am

    This loos like a fab event and as for mortgages way too many ingredients haha. Happy Monday x

  4. March 13, 2017 / 10:53 am

    This looks like it was a fun event if a bit stressful at the thought of having to come up with and execute a cake house for judging. The ad that L & C is pretty creative, most people don’t feel like getting a mortgage is a piece of cake, but hopefully the free advice from L & C can make it much easier.
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  5. Lynne Harper
    March 13, 2017 / 11:27 am

    This looks like an incredible day out for you guys. I would love to attend something as fab as this. The end result looks incredible. I used to find mortgages a struggle but if explained correctly it makes perfect sense x

  6. March 13, 2017 / 11:47 am

    This sounds like a great event, although I love baking and can bake lovely cakes, decorating is not my niche, so I would have been nervous as well. I used to work with mortgages so know that they are not as scary as you first think x

  7. March 13, 2017 / 12:21 pm

    I was there! I had a great time too and your cake was fabulous x

  8. Natasha
    March 13, 2017 / 2:36 pm

    That’s a pretty good ad campaign. I think a lot of people get very confused at the prospect of saving and buying – we need all the advice we can get!! 😉

  9. March 13, 2017 / 3:01 pm

    This seems like quite a fun event! You can’t go wrong with cake. It’s really good to see that there are companies out there who can help make mortgages easier.

  10. danasia fantastic
    March 13, 2017 / 5:36 pm

    What a great event concept- mortgage companies here never sponsor anything this cool! It looks like you had a great time.

  11. hannah
    March 13, 2017 / 10:13 pm

    The cakes look amazing. I could eat them right now x

  12. March 14, 2017 / 7:45 am

    Looks like you had a great day! I’d love to do something like this. x

  13. francesca
    March 15, 2017 / 9:52 am

    What a unique point behind this!! I think mortgages are quite complex to understand and although in one I still don’t understand it as much as I probably should! I like the cake baking you did as part of their event and the cakes created are all really cool!

  14. March 15, 2017 / 12:02 pm

    Oh I love the cake designs! so pleasing to the eyes. Pretty pink castle really is a nice one. I love it!

  15. March 15, 2017 / 5:31 pm

    Oh wow, this sounds like a very interesting event and quiet a venturous cooking class.

  16. March 15, 2017 / 8:40 pm

    Awww all the cakes turned out really well, I am actually looking to get on the property ladder this year and so far doesnt look like a piece of cake lol

  17. Rachel
    March 16, 2017 / 1:27 am

    This sounds like such a fun event, all of the cakes look brilliant! xo

  18. March 16, 2017 / 5:05 pm

    this looks a whole lot more fun than when i applied for my mortgage. all mortgage applications should come with cake i reckon – at least it would make it a tad more enjoyable lol

  19. Dannii
    March 19, 2017 / 10:20 am

    It’s Sunday morning and I have a massive cake craving now. Thanks for that 😉

  20. March 26, 2017 / 9:31 pm

    Aww that looks like so much fun! I really want a piece of cake too!

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